
Credit/ debit card transaction fee
- Blaire Xiong

- Oct 20, 2021
- 1 min read
Updated: Oct 16, 2023
I’m super grateful for all the financial platforms that are available to make life easier on myself and my clients. But unfortunately that comes with a price. Transaction fees!
Any card transactions under $100 will have a $3 transaction fee
Transactions over $100 will have a $5 transaction fee
As always, Thank You for your support!





I ran into some credit reporting inaccuracies a few years back that nearly cost me a mortgage approval. One bureau had me listed with late payments on an account I’d never even opened, and getting it fixed was way more complicated than I expected. After a few failed disputes, I realized I needed professional help. Consumer Attorneys PLLC has a great breakdown of how to handle these situations here: https://consumerattorneys.com/blog/credit-reporting-inaccuracies. They really stress the importance of documenting everything and pushing back when the bureaus don’t respond properly. It’s amazing how much a small error can affect your life, so it’s worth staying on top of your reports.
This post is a refreshingly honest look at the hidden costs of convenience—your transparency about transaction fees is something every small business owner and client can appreciate. As digital payments evolve, tools like the debit card, especially in its virtual card form, are offering more flexible transactions with greater control over fees and spending. Whether you're managing client payments or personal purchases, FuncCards provides secure, customizable virtual debit cards that help you streamline costs without compromising on ease or professionalism.